Benefits: 1st Kentucky Bank's Health Savings Account program.

Annual Percentage Yield = APY

All accounts receive a debit card.

• Free HSA Set-up
• Minimum Initial deposit: $50
• Balances of $0-$500: earn 0.75% 0.75% APY
• Balances of $501 to $2,500 earn 1.74% 1.75% APY
• Balances of $2,501 to $5,000 2.48% 2.50% APY
• Balances of $5,001 to $15,000 3.22% 3.25% APY
• Balances of $15,001 and up 3.96% 4.00% APY
• Rates are reviewed every quarter end
• Unlimited withdrawals are allowed each month for qualified medical expenses.
• FDIC Insured

Check Writing

• First order of checks will be free. Standard checking fees apply.

Annual Fee: If account balance is less than $1,000 in year two annual fee of $25